The concept of "passive income" includes the ability to receive funds regardless of employment, health status or various other factors. There is a wide list of sources of income: from bank deposits to investments. Stable payments without labor and time costs allow you to focus on professional and personal development, as well as create that very financial "safety cushion" that is so necessary in a situation of economic instability. The more funds you have in reserve, the better.
Read more You should approach the choice of your method of receiving money responsibly. It is necessary to carefully think through the investment strategy and consider ideas, calculate possible risks and prospects for several years ahead. With proper planning, you can increase your income from tens to hundreds of thousands of rubles per month. In this article, we talk about the types and features of receiving passive income.
First of all, passive income implies a complete absence of any participation. For example, if you suddenly lost your job or decided to move to another country, regardless of your status, position, health condition - you regularly receive funds. But if you suddenly ended up in the hospital and receiving income without your management became impossible - there can be no talk of any passivity.
Renting out a car, equipment, other valuable assets. The cost may vary depending on the technical condition of the property, the brand of the manufacturer. This type of income is not passive, since you will need to constantly be in search of new tenants, monitor the quality of the property. Using the services of a leasing company will make this task easier, but if the car / equipment is in excellent condition, it is best to sell it and invest the proceeds.
Monetization of a hobby. For example, media coverage in social networks allows many bloggers to live on money received from advertising. However, in this case, it is difficult to create any algorithms for gaining popularity in the Internet space.
"Your own" business. To build your business empire, you need to go through a difficult and thorny path until you start receiving dividends. First of all, any entrepreneurial activity is work. To start a business, you need to make forecasts in the chosen area for the next few years and take into account force majeure situations.
Rental real estate. Income from real estate can be considered completely passive only if the management of the property for rent is transferred to a third-party company. When independently managing the process of renting out real estate, colossal time and labor resources are spent. Projects with the ability to transfer the management of the property to the operator are quite attractive to modern investors.
Stock dividends. Buying shares is also popular among modern investors. By purchasing a share, the investor becomes the owner of a share of the business, and accordingly can receive a percentage of the company's profits. Shareholders of large companies are divided into majority and minority. If this format of receiving passive income is attractive to you, look for dividend aristocrats. This is how companies that have been paying dividends for decades and have a positive reputation are designated on the market. It is also worth noting that shares have no maturity date, which means that dividends can be received by the investor until the end of the existence of the company itself.
Exchange-traded funds, or EFT. Funds sell a ready-made diversified portfolio of shares and bonds, and sell a share in it to investors. In this way, you can receive a share of all the fund's assets included in the portfolio at once.
Transfer of management to a trust company. This tool is relevant for large investors with a large amount of capital. The management company takes on the responsibilities of managing funds and investments in exchange for a percentage of profit.
Each investor chooses the optimal passive income tool for themselves depending on the investment goals, capital volume and economic situation.
As we have already said above, bank deposits are one of the most reliable methods. However, interest rates are only slightly ahead of inflation, which increases the risks of deposits in situations of economic instability. And today's investors value stability and security.
Investments in real estate are an area with reduced risks for owners. Investments in real estate act as an anti-crisis tool that allows you to preserve your assets and form a protective investment portfolio. In the last decade, there has been a high growth in the construction of apartment complexes. Their feature is a synthesis of residential and commercial real estate. Prestigious hotel complexes have a developed structure within the facility.
Flexibility and dynamism of the market. In accordance with the economic situation and the level of consumer demand, hotels change prices without any restrictions. Thus, the hotel industry is able to adapt to crisis conditions, which is especially important for modern investors.
Independence from working capital. For the proper maintenance of the hotel room stock, only household and cosmetic products are required. There is no need to use material stocks at the stage of construction and launch of the production cycle.
Independence from the currency market and foreign transactions. Most operators automatically convert funds even when receiving foreign guests.
Guaranteed capital preservation. Investors thus protect their assets from the consequences of the economic crisis.
Minimum number of credit obligations. This is due to the payment for hotel services upon the fact of stay.
The hotel business is a business with a rich history. Over the course of several centuries, it has experienced its formation and coped with major economic crises. The postulates of hotel management began to be laid down during the existence of apartment buildings in the 18th century. Currently, the hotel industry is modernizing, bright projects with an interesting history and impeccable service are appearing.
